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Money Tree Bonsai: A Comprehensive Guide to Care and Maintenance

Money tree

The Money Tree Bonsai is a popular and versatile indoor plant that can add beauty and elegance to any space. As a bonsai, the Money Tree requires special care and maintenance to ensure its health and growth. In this article, we will provide you with guidelines on how to properly care for your Money Tree Bonsai, including placement, watering, fertilizing, pruning, repotting, propagation, and pest and disease control.


The placement of your Money Tree Bonsai is crucial to its growth and overall health. It is recommended to place the plant in a bright spot indoors, preferably near a south-facing window. The Money Tree requires high humidity, so it is best to place it on a tray with wet gravel and frequently mist the foliage. During the summer, you can move the plant outside to a sunny location in your garden or balcony, as long as the temperatures don’t drop below 12° C / 54° F.


Proper watering is essential for the Money Tree Bonsai to thrive. Allow the soil to get dry before watering the plant thoroughly. Overwatering can damage the root system, so it is best to err on the side of underwatering. You can read more about watering Bonsai trees in our Bonsai care section.


The Money Tree Bonsai needs good fertilization to grow vigorously. Using a liquid fertilizer every week from spring to mid-autumn is recommended. In spring, you can use a product with more nitrogen, in summer a balanced fertilizer with nitrogen, phosphorus, and potassium, and in autumn, one with less nitrogen.


Pruning is a crucial aspect of Money Tree Bonsai care. Strong pruning is recommended in late winter, which will stimulate vigorous growth in the following spring. For maintenance pruning, cut back to one or two pairs of leaves. Strong and healthy plants can also be defoliated. When wiring the Money Tree, take care to remove the wire in time and not let it bite into the soft bark. You can read more about pruning Bonsai trees in our Bonsai care section.


It is recommended to repot your Money Tree Bonsai in spring, before the buds begin to swell, every two to three years. Do not cut off more than ¼ of the roots. Use a well-draining soil mix with a good portion of hummus. You can read more about repotting Bonsai trees in our Bonsai care section.


The Money Tree Bonsai can be propagated from seeds and cuttings. Semi-hardwood cuttings from the tips are best, and they can even root in a glass of water.

Pests and Diseases

Vigorous Money Trees are hardly attacked by pests and diseases. However, if your plant suffers from dry air in the house, spider mites or mealybugs can bother it. In that case, try to provide better conditions and use a specific pesticide. For more detailed information on these techniques, check out our Bonsai tree care section.

In conclusion, the Money Tree Bonsai is a fascinating and rewarding plant to grow, but it requires proper care and maintenance to thrive. By following the guidelines provided in this article, you can ensure that your Money Tree Bonsai grows vigorously and adds beauty to your indoor or outdoor space.

Money Bonsai Tree - A Unique and Decorative Indoor Bonsai Plant

The Money Bonsai Tree, also known as Pachira Aquatica, is a unique and decorative indoor bonsai plant that can add a touch of natural beauty to any indoor space. In this article, we will explore some general information about the Money Bonsai Tree, including its characteristics, growth habits, and how to care for it.

Characteristics of the Money Bonsai Tree

The Money Bonsai Tree is an evergreen broadleaf tree with hand-shaped compound leaves consisting of up to 9 leaflets. The leaves are large and can grow up to 30cm (12in) long, providing a lush and tropical feel to any room. The tree can grow up to 20 meters (65ft) tall in its natural habitat, but when grown as a bonsai, it typically stays smaller, making it a perfect choice for indoor gardening.

One of the unique features of the Money Bonsai Tree is its slightly swollen trunk base, which also serves as a water reservoir. The bark of the tree is brown to grey, and adult specimens can produce greenish-yellow or cream-colored flowers which have many long stamens with red tips. The long brown woody fruits contain seeds that can be roasted and eaten, making it a practical and useful plant as well.

Growth Habits of the Money Bonsai Tree

Because of the growth characteristics of the Money Bonsai Tree, which hardly develops real branches and fine ramifications on smaller plants, it is not easy to make a classic bonsai out of this tropical plant. However, with proper pruning and care, it can make a very decorative and pretty indoor bonsai.

Plants with braided trunks often get in trouble because when the trunks thicken, they crush each other. It’s better to choose a plant with a single trunk or dissolve the braids to avoid such problems. If you are interested in identifying your tree, take a look at our Bonsai tree identification guide.

Caring for the Money Bonsai Tree

Caring for the Money Bonsai Tree requires attention to its specific needs. The tree prefers bright, indirect light, but avoids direct sunlight, as it can burn the leaves. It also likes to be kept moist but not waterlogged, so make sure to water it regularly and allow the soil to dry out slightly between waterings.

Fertilize the Money Bonsai Tree once a month during the growing season, and prune it regularly to maintain its shape and size. When repotting, use a well-draining soil mix, and only move it to a larger pot when necessary.


In conclusion, the Money Bonsai Tree is a unique and decorative indoor bonsai plant that can add a touch of natural beauty to any indoor space. Although it may not be the easiest plant to turn into a classic bonsai, with proper care and attention, it can make a beautiful addition to your home or office. Remember to choose a plant with a single trunk or dissolve the braids to avoid problems, and give it the light, water, and nutrients it needs to thrive.

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